No Credit Scoring

Ever had a customer who qualified for a six figure home loan, but had difficulty qualifying for homeowners coverage? Seems odd doesn't it? Incorporating a credit score in the underwriting of an application has become a popular technique with many insurance companies today. Simply stated, Founders does not currently subscribe to the credit scoring in underwriting philosophy.

At Founders Insurance Company, we place a greater emphasis on a number of other underwriting factors, not the least of which is the relationship we have with you as a producer. In addition, we find that by not utilizing credit scoring, we provide a unique advantage to our producers with a stronger, more profitable relationship as our reward.