Terms of Use

By using the www.foundersinsurance.com or www.foundersagents.com websites (collectively Websites) in any manner (whether browsing, following a link, sending an e-mail or using any other content on these Websites), you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of these Websites and do not change or alter any other agreement or contract between you and Founders Insurance Company (Founders).

Founders reserves the right, in its sole discretion, to modify these Terms of Use at any time without prior notice to you. Your continued use of these Websites following the posting of any changes to these Terms of Use constitutes acceptance of those changes.

If at any time you do not agree to these Terms of Use, please do not access or otherwise use these Websites.

YOUR USE OF THESE WEBSITES
You may not use these Websites for any unlawful purpose. You may not use these Websites to collect personal information about other users, or transmit through or post on these Websites any unlawful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful or any racially, ethnically or otherwise objectionable material of any kind, including any material that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate applicable laws.

CONTENT
Founders will take reasonable measures to keep all account information secure and confidential, but Founders makes no representation or warranty as to the security or confidentiality of such information. Founders will use reasonable efforts to maintain the accuracy and currency of any information on these Websites, but makes no warranty as to the accuracy or currency of the information. Founders may make changes in the products and/or services described on these Websites at any time without notice.

The information contained on these Websites is not intended to be a complete description of Founders or its affiliates. This information about Founders and its products is informational only, and should not be relied upon by any person other than as a general description of Founders and its products. Any person interested in Founders’ insurance products should contact Founders or an agent of Founders.

PRIVACY POLICY
Please review Founders’ Privacy Policy for information on Founders’ use and protection of its customers’ private information.

DISCLAIMER OF WARRANTIES
You agree that use of these Websites is at your sole risk. These Websites are provided “as is,” without warranties or conditions of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose, title and non-infringement. Founders and its affiliates do not warrant that the functions or content contained in these Websites will be uninterrupted or error free, that defects will be corrected, or that these Websites or the server(s) that makes them available are free of viruses or other harmful components. Except as otherwise required by law, Founders and its affiliates shall not be liable for compensatory, direct, incidental, indirect, special, punitive or consequential damages (including but not limited to damages for lost profits, loss or inaccuracy of data, or loss of revenue) suffered by you or any other party arising out of the use or performance of these Websites.

LINKS TO OTHER WEBSITES(S)
These Websites may contain links to other websites that Founders does not maintain. Founders is not responsible for anything contained on such websites and makes no warranties or representations about the contents, products or services offered on such websites.

OWNERSHIP OF MATERIALS
The content of these Websites, including but not limited to the text and images herein and their arrangement, is owned by Founders, all rights reserved. Founders and/or its affiliates retain all ownership, title and interest in the intellectual property rights contained in any of Founders’ material on these Websites, including but not limited to copyright, database rights, source code/software programs, trademarks, service marks, trade or business names and goodwill associated with any of the foregoing and other similar rights or obligations whether registered or not in any jurisdiction.

INDEMNIFICATION BY USER
You agree that you shall indemnify and hold harmless Founders and its affiliates from and against any and all claims, demands, actions, suits, proceedings, losses, damages, costs and expenses, including reasonable attorney’s fees, arising from or relating to the use of these Websites.

JURISDICTION
We do not represent that the information on these Websites or the products we discuss are appropriate or made available for use outside of the United States of America or in jurisdictions in which we are not authorized to do business. Founders operates and controls these Websites from its headquarters in Des Plaines, Illinois and Illinois law shall govern these Terms of Use and this Website, without regard to its conflict of laws provisions. State or federal courts located in Cook County, Illinois shall have exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use or these Websites. You further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

MISCELLANEOUS
If any portion of these Terms of Use is found to be unlawful, void or unenforceable, it shall not affect the validity of any other provision.

Founders may cease operating these Websites or terminate your access to all or part of these Websites, without notice, at any time and for any reason.

The provisions of these Terms of Use by their nature shall continue in full force and effect after you cease using these Websites, including but not limited to the provisions relating to Founders’ limitation of liability and warranty disclaimers and the user’s indemnification of Founders and/or its affiliates.